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VoltPay Docs

How Payments Work

Overview

Section titled “Overview”

When you approve a pay run, VoltPay moves money through an optimized path from your bank account to each contractor’s preferred payout method.

The Payment Flow

Section titled “The Payment Flow”
Your bank account
    ↓ (ACH or wire)
Bridge.xyz wallet
    ↓ (converted to USDC or held as fiat)
Payment rail (selected per contractor)
    ↓ (bank wire, USDC offramp, Payoneer, or PayPal)
Contractor receives funds

What VoltPay Does at Each Step

Section titled “What VoltPay Does at Each Step”
  1. Funding: Debits your linked bank account for the total pay run amount
  2. Routing: Selects the optimal rail for each contractor based on cost, speed, and preference
  3. Conversion: Handles currency conversion at competitive rates (not your bank’s markup)
  4. Delivery: Sends funds to each contractor via their chosen method
  5. Confirmation: Updates status in real-time and notifies both you and the contractor

Timing

Section titled “Timing”
RailTypical Delivery
USDC → local offrampMinutes to hours
Payoneer1-2 business days
PayPalNear-instant (PayPal balance)
Bank wire (SWIFT)2-5 business days

Fees

Section titled “Fees”

Payment fees are included in your per-contractor monthly fee. There are no additional per-transaction charges for standard payments.

Section titled “Related”